The Education Debt Consumer Assistance Program (EDCAP) is a program of the Community Service Society of New York.
Decoding Student Loans
EDCAP helps individuals in navigating the complexities of the student loan system. In our podcast, we delve into contemporary topics surrounding higher education financing, addressing concerns affecting both current and prospective student loan borrowers. As seasoned experts in student loans, we have assisted thousands of borrowers in securing millions in debt relief through our personalized counseling services. The Education Debt Consumer Assistance Program (EDCAP) is a program of the Community Service Society of New York.
Listen on:
Episodes
Monday Feb 03, 2025
Monday Feb 03, 2025
Join the student loan experts at EDCAP as they break down the latest news, analyze what a new Trump administration could mean for borrowers, and explore tax strategies that could help student loan borrowers save money—just in time for the April 15 filing deadline.
Chapter markers:
00:44 - News, Policy Updates, and New Presidential Administration
09:50 - General Tax Guidance for Student Loan Borrowers
15:13 - Tax Guidance for Married Borrowers
22:42 - Parent Plus Loan Guidance
24:11 - Tax Benefits for Higher-Ed Financing (Pre-College Financial Planning)
Thursday Sep 05, 2024
Thursday Sep 05, 2024
We guide student loan borrowers through the legal challenges facing the SAVE plan, its impact on other IDR plans, and key considerations for those pursuing PSLF. We also cover two programs ending on Sept. 30, 2024: Fresh Start for defaulted loans and the repayment grace period (on-ramp), along with important insights for first-time borrowers entering repayment.
Thursday May 09, 2024
Thursday May 09, 2024
The student loan experts at EDCAP answer the internet's biggest questions about PSLF. They provide critical guidance to improve your chances of getting loan forgiveness, while dispelling some common misconceptions about the program. We also sat down with a borrower who recently received PSLF to understand her journey and to put it all in real terms for our listeners.
Tuesday Apr 09, 2024
Tuesday Apr 09, 2024
Resident experts Carolina Rodriguez and Nancy Nierman, the Director and Assistant Director of EDCAP, break down the latest developments affecting borrowers. From updates on FAFSA and student debt forgiveness "plan B" to forecasting potential changes to the student loan system, we cover a lot of ground in our first episode.
Topics Discussed:
00:55 – Latest on FAFSA
06:44 – Student Loan Forgiveness Plan B
11:32 – IDR Account Adjustment (One-Time Payment Count Adjustment)
23:03 – Political & Legal Challenges
37:27 – Loan Servicers Update
51:48 – Tax Filing