{"store":{"baseInfo":{"podcastTitle":"Decoding Student Loans","slug":"edcap","podcastDescription":"EDCAP helps individuals in navigating the complexities of the student loan system. In our podcast, we delve into contemporary topics surrounding higher education financing, addressing concerns affecting both current and prospective student loan borrowers. As seasoned experts in student loans, we have assisted thousands of borrowers in securing millions in debt relief through our personalized counseling services.\n\nThe Education Debt Consumer Assistance Program (EDCAP) is a program of the Community Service Society of New York.","podcastLogo":"https://pbcdn1.podbean.com/imglogo/image-logo/18418626/Decoding_Student_Loans_Logojpg_c3mzzz.jpg","podcastShareLogo":"https://d2bwo9zemjwxh5.cloudfront.net/image-logo/18418626/Decoding_Student_Loans_Logojpg_c3mzzz_1200x628.jpg?s=364260659734d6b8fc2e4854470339ac&e=jpg","podcastUrl":"https://edcap.podbean.com","podcastCanSearched":true,"feedUrl":"https://feed.podbean.com/edcap/feed.xml","theme":"double-tree","podcastDeepLink":"https://www.podbean.com/pu/pbblog-26m2w-1190bc2","removePodbeanBranding":"no","brandingLogo":null,"timeZone":{"timeZoneId":15,"gmtAdjustment":"GMT-05:00","useDaylightTime":1,"value":-5,"text":"(GMT-05:00) Eastern Time (US & Canada)","daylightStartTime":"Second Sunday Of March +2 Hours","daylightEndTime":"First Sunday Of November +2 Hours","timezone":"America/New_York"},"podcastDownloads":null,"totalEpisodes":3,"showComments":true,"iOSAppDownloadLink":null,"customizeCssUrl":null,"androidAppDownloadLink":null,"showPostShare":true,"showLike":true,"author":"EDCAP","engagementStatsBaseUrl":null,"shareEmbedLink":"https://admin5.podbean.com/embed.html?id=pbblog-26m2w-1190bc2-playlist","language":"en","sensitivitySessionExpireTime":3600,"podcastApps":[{"name":"Apple Podcasts","link":"https://podcasts.apple.com/us/podcast/decoding-student-loans/id1740378808","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/apple-podcast.png","title":null},{"name":"Podbean App","link":"https://r4j68.app.goo.gl/?link=https%3A%2F%2Fedcap.podbean.com%3Faction%3DopenPodcast%26podcastId%3Dpbblog18418626%26podcastIdTag%3D26m2w&dfl=https%3A%2F%2Fedcap.podbean.com&utm_campaign=pb_web&utm_source=podbean_web&utm_medium=dlink&imv=670&amv=530&isi=973361050&ibi=com.podbean.app.podcast&ipbi=com.podbean.app.podcast&apn=com.podbean.app.podcast","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/podbean-app.png","title":null},{"name":"Spotify","link":"https://open.spotify.com/show/4JwF9At67ZnlB0yDenaQi2","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/spotify.png","title":null},{"name":"Amazon Music","link":"https://music.amazon.com/podcasts/9f7618a6-6d39-4c2c-9915-f3fccc8b72c7","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/AmazonMusic.png","title":null},{"name":"iHeartRadio","link":"https://iheart.com/podcast/166310696","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/iHeartRadio.png","title":null},{"name":"PlayerFM","link":"https://player.fm/series/3567852","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/PlayerFM.png","title":null},{"name":"Podchaser","link":"https://www.podchaser.com/podcasts/decoding-student-loans-5680028","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/Podchaser.webp","title":null},{"name":"BoomPlay","link":"https://www.boomplaymusic.com/podcasts/95736","image":"https://pbcdn1.podbean.com/fs1/site/images/admin5/BoomPlay.png","title":null}],"components":{"base":[{"id":"MainStyle","val":"light"},{"id":"Font","val":"Oswald"},{"id":"SecondaryFont","val":"PT Sans"},{"id":"PlayerColor","val":"#FFBE00"},{"id":"PlayerStyle","val":"player1"},{"id":"PlayerWave","val":"show"},{"id":"Favicon","val":null},{"id":"CookiesNotice","val":"hide"},{"id":"CookiesNoticeContent","val":"

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The Education Debt Consumer Assistance Program (EDCAP) is a program of the Community Service Society of New York.

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We guide student loan borrowers through the legal challenges facing the SAVE plan, its impact on other IDR plans, and key considerations for those pursuing PSLF. We also cover two programs ending on Sept. 30, 2024: Fresh Start for defaulted loans and the repayment grace period (on-ramp), along with important insights for first-time borrowers entering repayment.

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IDR Plan Lawsuits & the End of Two Student Debt Relief Programs

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